WE ARE A DEBT COLLECTOR. TIDS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

NOTICE OF TRUSTEE’S SALE

I.
NOTICE IS HEREBY GIVEN that the undersigned Bishop, White, Marshall & Weibel, P.S. will on Jnne 14, 2013 at 10:00 am at the main entrance of the Whatcom County Courthouse, 311 Grand Avenue, in the City of Bellingham located at Whatcom County, State of Washington, sell at public auction to the highest bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in Whatcom County, State of Washington, to-wit;

LOT 4, EXCEPT THE WEST 85 FEET THEREOF, BLOCK 154, NORTH STREET ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE(S) 35, RECORDS OF WHATCOM COUNTY, WASHINGTON.

which is subject to that certain Deed of Trust dated November 25, 2002, recorded November 27,
2002, under Auditor’s File No. 2021105756 records of Whatcom County, Washington, from Douglas Q. Dixson and Trang D. Dixson, Husband and Wife, as Grantor, to Stewart Title Co., as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for Pacific Republic Mortgage Corporation, a California Corporation and its successors and assigns as beneficiary. Bank of America, NA is now the beneficiary of the Deed of Trust . The sale will be made without any warranty concerning the title to, or the condition of the property.

II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor’s default on the obligation secured by the Deed of Trust.

III.
The default(s) for which this foreclosure is made is/are as follows:
i) Failure to pay the following amounts, now in arrears:
Delinquent Monthly Payments Due from 5/1/2011 through 2/1/2013:
12 payment(s) at $882.41
3 payment(s) at $875.12
7 payment(s) at $880.78
Total: 19,379.74
Accrued Late Charges: $105.90
Property Inspection 150.00
Escrow Deficiency 1,590.68
Property Preservation Fees 595.00
Miscellaneous Fees 140.00
TOTAL DEFAULT $21,961.32

IV.
The sum owing on the obligation secured by the Deed of Trust is: $120,391.92, together with interest from April I, 20 I 2 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.

V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on June 14, 2013. The payments, late charges, or other defaults must be cured by June 3, 2013 (I I days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 3, 2013 (II days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after June 3, 2013 (I I days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI.
A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es):

Douglas Q. Dixson
26 I 7 Northwest Ave
Bellingham, WA 98225

Trang D. Dixson
26I 7 Northwest Ave
Bellingham, WA 98225

Douglas Q. Dixson
205 W Hemmi Rd
Bellingham, WA 98226

Trang D. Dixson
205 W Hemmi Rd
Bellingham, WA 98226

Douglas Q. Dixson
26I7 Elm St
Bellingham, WA 98225

Trang D. Dixson
26I 7 Elm St
Bellingham, WA 98225

by both first class and certified mail on November 26, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on November 27, 2012, with said written notice of default or the written notice of default was posted in a conspicuous place on tile real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

VII.
The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X.
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20’” day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20’” day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

If the Trustee’s Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder’s recourse against the Trustee and/or the Beneficiary.

XI.
NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (I) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee’s Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee’s sale; (3) The Guarantor will have no right to redeem the property after the Trustee’s Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee’s Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee’s Sale, plus interest and costs.

XII.
NOTICE
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
You have only 20 DAYS from the recording date on this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Telephone: (1-877-894-4663)
Website: http://www.wshfc.org/buyers/cmmseling.htm
The United States Department of Housing and Urban Development: Telephone: (1-800-569-4287)
Website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListActionsearch&searchstateWA&filterSvcdfc

The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: ( l-800-606-4819)
Website: http://nwjustice.org/what-clear
EFFECTIVE DATE: February 8, 2013

BISHOP, WHITE, MARSHALL & WEIBEL, P.S., Successor Trustee
William L. Bishop, Jr.
720 Olive Way, Suite 1201
Seattle, WA 98101
(206) 622-7527

Published May 15 and June 5, 2013

Pursuant to the Revised Code of Washington 61.24, et seq.
TS No.: WA-12-537549-SH
APN No.: 390219 324194 0000
Title Order No.: 120395524-WA-GSI
Grantor(s): BRITTANY A FAGUNDES, THADEUS L. SNIDER
Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PRIMELENDING, A PLAINSCAPITAL COMPANY
Deed of Trust Instrument/Reference No.: 2100501165

I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 6/14/2013, at 10:00 AM At the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit:
LOT 15, BLOCK 8, PLAT OF SEAMOUNT, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 8 OF PLATS, PAGES 27, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 5848 SEAMOUNT DRIVE, FERNDALE, WA 98248-9253 which is subject to that certain Deed of Trust dated 5/11/2010, recorded 5/13/2010, under 2100501165 records of WHATCOM County, Washington, from THADEUS L. SNIDER , AN UNMARRIED MAN AND BRITTANY A FAGUNDES , AN UNMARRIED WOMAN, as Grantors), to STEWART TITLE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PRIMELENDING, A PLAINSCAPITAL COMPANY, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PRIMELENDING, A PLAINSCAPITAL COMPANY (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA.

II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.

III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $21,876.27

IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $203,043.82, together with interest as provided in the Note from the 10/1/2011, and such other costs and fees as are provided by statute.

V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/14/2013. The defaults referred to in Paragraph III must be cured by 6/3/2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 6/3/2013 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 6/3/2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

NAME
THADEUS L. SNIDER, AN UNMARRIED MAN AND BRITTANY A FAGUNDES, AN UNMARRIED WOMAN
ADDRESS
5848 SEAMOUNT DRIVE,
FERNDALE, WA 98248-9253

by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 1/7/2013.

VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=searchandsearchstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.
Dated: 02/07/13
Quality Loan Service Corp. of Washington, as Trustee By: Michael Dowell, Assistant Secretary Trustee’s Mailing Address:
Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
2141 Fifth Avenue,
San Diego, CA 92101
(866) 645-7711
Trustee’s Physical Address:
Quality Loan Service Corp. of Washington
19735 10th Avenue NE, Suite N-200
Poulsbo, WA 98370
(866) 645-7711
Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com
TS No.: WA-12-537549-SH, A-4353102

Published May 15 and June 5, 2013

A. REFERENCE NUMBERS: 2060700073
B. GRANTOR: THE LANZ FIRM, P.S.
C. GRANTEE: PUBLIC
D & J MT BAKER (HIGHWAY), LLC
D. LEGAL DESCRIPTION: PTN. SW NE 16-38-03E W.M.
E. ASSESSOR’S PROPERTY TAX ACCOUNT NUMBERS: 59463; 380316 385358 0000

I.
NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee, THE LANZ FIRM, P.S., will on FRIDAY, JUNE 14, 2013, at the hour of 10:00 a.m., at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the real property in said county legally described as:

A tract of land in the Southwest Quarter of the Northeast Quarter of Section 16, Township 38 North, Range 3, East of W.M., described as follow to wit:
Beginning at the point of intersection of the East line of the Southwest Quarter of the Northeast Quarter of the said Section 16, with the Southeasterly line of the Mt. Baker Highway, formerly known as the Northeast Diagonal Road, the said point of beginning being 134.8 feet South of the Northeast corner of said Southwest Quarter; thence South 40°37’ West, along the Southeasterly line of the Mt. Baker Highway, 450.74 feet; thence South 49°23’ East, 386.56 feet to an intersection with the east line of the said Southwest Quarter; thence North along the East line of the said Southwest Quarter, 593.80 feet to the point of beginning.
Situate in Whatcom County, Washington.

APN: 380316 385358 0000,
under that certain DEED OF TRUST dated July 3, 2006, recorded July 3, 2006 under AFN 2060700073, by and among D & J MT BAKER (HIGHWAY), LLC, a Washington Limited Liability Company, as the Grantor, PACIFIC NORTHWEST TITLE COMPANY OF KING COUNTY, as the Trustee, and FRONTIER BANK, a Washington banking corporation, now known as UNION BANK, N.A., successor in interest to the FDIC as Receiver of Frontier Bank, as the Beneficiary, in the records of Whatcom County, Washington, and the Personal Property described, in the above referenced Deed of Trust, as:

PERSONAL PROPERTY. The words “Personal Property” mean all equipment, fixtures, and other articles of personal property now or hereafter owned by Grantor, and now or hereafter attached or affixed to the Real Property; together with all accessories, parts, and additions to, all replacements of, and all substitutions for, any of such property; and together with all issues and profits thereon and proceeds (including without limitation all insurance proceeds and refunds of premiums) from any sale of other disposition of the Property.

UNIFIED FORECLOSURE SALE:
Beneficiary hereby elects to conduct a unified foreclosure sale pursuant to the provisions of RCW 62A.9A-604(a) and (b) to include in the non-judicial foreclosure of the estate described in this Notice of Trustee’s Sale all of the personal property and fixtures described in the Deed of Trust and in any other instruments in favor of Beneficiary. Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and this Notice of Trustee’s Sale.

II.
No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary’s successor is now pending to seek satisfaction of the obligation in any court by reason of the Grantor’s default on the obligation secured by the Deed of Trust.

III.
The default(s) for which this foreclosure is made is:
a. Failure to pay the following past due amounts, which are in arrears:
1 Past Due Payment @ $2,176.61:    $2,176.61
20 Past Due Payments @ $2,200.00
$44,000.00
1 Past Due Payment @ $2,644.47: $2,644.47
5 Past Due Payments @ $2,184.04: $10,920.20
22 Late Charges @ $110.00: $2,420.00
1 Late Charge @ $22.22: $22.22
4 Late Charges @ $109.20: $436.80
Appraisal Fee: $5,300.00
Legal Fees – Hacker & Willig: $6,420.63
Real Estate Taxes paid by Beneficiary: $20,268.13
TOTAL AMOUNT DUE AS OF MARCH 8, 2013: $94,609.06

IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal: $171,238.82, together with interest as provided in the Note or other instrument, and late charges and such other costs and fees as are due under the note or other instrument secured by those deeds of trust, and as are provided by statute.

V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on Friday, June 14, 2013. The default(s) referred to in paragraph III must be cured by June 4, 2013 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 4, 2013 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after January June 4, 2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor’s successor in interest at the following address:

D & J MT Baker (Highway), LLC,
a Washington Limited Liability Company
1805 B Valhalla Drive
Bellingham, WA 98226

D & J MT Baker (Highway), LLC
Registered Agent: Richard J. Langabeer
709 Dupont Street
Bellingham, WA 98227

D & J MT Baker (Highway), LLC
Registered Agent: Richard J. Langabeer
PO Box 1678
Bellingham, WA 98227

Darryl W S Chen
1498 Harksell Rd
Ferndale, WA 98248

Linh Vu
1498 Harksell Rd
Ferndale, WA 98248

Darryl W S Chen & Linh Vu
husband and wife
1498 Harksell Rd
Ferndale, WA 98248

Darryl W S Chen
3630 S. Bay Drive
Sedro Woolley, WA 98284

Linh Vu
3630 S. Bay Drive
Sedro Woolley, WA 98284

Darryl W S Chen & Linh Vu
husband and wife
3630 S. Bay Drive
Sedro Woolley, WA 98284

David E. Vis
805 Dupont Street, Suite 1
Bellingham, WA 98225-3197

by both first class and certified mail, return receipt requested, on January 16, 2013, proof of which is in the possession of the Successor Trustee. And on January 25, 2013, the written Notice of Default was posted on the properties, proof of which is in possession of the Successor Trustee.

VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX.
Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale.

X.
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

XI.
NOTICE TO GUARANTOR(S)
A Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee’s Sale is less than the debt secured by Deed of Trust;
A Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee’s Sale;
A Guarantor will have no right to redeem the property after the Trustee’s Sale;
Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 R.C.W., any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any Deed of Trust granted to secure the same debt; and

In any action for a deficiency, a Guarantor will have the right to establish the fair value of the property as of the date of the Trustee’s Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee’s Sale, plus interest and costs.

DATED this 1st day of March 2013

TRUSTEE: THE LANZ FIRM, P.S., a Washington Corporation:
By: Bernard G. Lanz, President
1200 Westlake Avenue North, Suite 809
Seattle, Washington 98109
206-382-1827 – Telephone
206-682-5288 – Facsimile

Published May 15 and June 5, 2013

NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, MICHAEL CHRISTOPHER SPANIER AND HOLLY MARIE SPANIER MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF WASHINGTON.

NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN TIDS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST.

NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY TIDS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW.

NOTICE OF TRUSTEE’S SALE

I
NOTICE IS HEREBY GIVEN that the undersigned Bishop, White, Marshall & Weibel, P.S. will on June I 4, 2013 at I 0:00 am at the main entrance of the Whatcom County Courthouse, 3 II Grand Avenue, in the City of Bellingham located at Whatcom County, State of Washington, sell at public auction to the highest bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in Whatcom County, State of Washington, to-wit;
THE SOUTH !55 FEET OF THE EAST 275 FEET OF THE NORTH 5 ACRES OF THE SOUTH 15 ACRES OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 27, TOWNSHIP 39 NORTH, RANGE 2 EAST OF W.M., EXCEPT ROAD ALONG THE EAST LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON.

which is subject to that certain Deed of Trust dated May 5, 2009, recorded May 18, 2009, under Auditor’s File No. 2090502758 records of Whatcom County, Washington, from Michael C Spanier and Holly M Spanier, Husband and Wife, as Grantor, to NETCO, as Trustee, to secure an obligation in favor of U.S. Bank National Association ND as beneficiary. The sale will be made without any warranty concerning the title to, or the condition of the property.

II
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor’s default on the obligation secured by the Deed of Trust.

III
The default(s) for which this foreclosure is made is/are as follows:
i) Failure to pay the following amounts, now in arrears:
Delinquent Monthly Payments Due from 2/1/2012 through 211/2013:
6 payment(s) at $1674.22
7 payment(s) at $1701.34
Total: 21,954.70
Accrued Late Charges: 582.80
Other/Miscellaneous 127.00
TOTAL DEFAULT $22,664.50

IV
The sum owing on the obligation secured by the Deed of Trust is: $187,088.27, together with interest from January I, 2012 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.

V
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on June 14, 2013. The payments, late charges, or other defaults must be cured by June 3, 2013 (II days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 3, 2013 (II days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after June 3, 2013 (II days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI
A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es):

Michael C Spanier
aka Michael Christopher Spanier
5335 Northwest Dr
Bellingham, WA 98226

Holly M Spanier
aka Holly Marie Spanier
5335 Northwest Dr
Bellingham, WA 98226

Matthew C Spanier
c/o Steven C Hathaway
Attorney at Law
3811 Consolidation Ave
Bellingham, WA 98227

Holly Marie Spanier
c/o Steven C Hathaway Attorney at Law POBox2147
Bellingham, WA 98227

Dennis Lee Burman
Trustee
1103 9th St
Marysville, WA 98270

Dennis Lee Burman
Trustee
PO Box 1620
Marysville, WA 98270

Holly Marie Spanier
c/o Steven C Hathaway
Attorney at Law
3811 Consolidation Ave
Bellingham, WA 98227

Micahel C Spanier
c/o Steven C Hathaway Attorney at Law P0Box2147
Bellingham, WA 98227

by both first class and certified mail on November 29, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on November 29, 2012, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

VII
The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

If the Trustee’s Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder’s recourse against the Trustee and/or the Beneficiary.

XI
NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (!) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee’s Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee’s sale; (3) The Guarantor wiJJ have no right to redeem the property after the Trustee’s Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor wiJJ have the right to establish the fair value of the property as of the date of the Trustee’s Sale, Jess prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee’s Sale, plus interest and costs.

XII
NOTICE
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
You have only 20 DAYS from the recording date on this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Telephone: (I-877-894-4663)
Website: http://www.wshfc.org/buyers/counseling.htm
The United States Department of Housing and Urban Development: Telephone: (1-800-569-4287)
Website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate= WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: (1-800-606-4819)
Website: http://nwjustice.org/what-clear

EFFECTIVE DATE: February 8, 2013
BISHOP, WHITE, MARSHALL & WEIBEL, P.S.,
Successor Trustee
By William L. Bishop, Jr.
720 Olive Way, Suite 120
Seattle, WA 98101
(206) 622-7527

Published May 15 and June 5, 2013

Lynden Christian Schools (Lynden campus and Evergreen Christian School campus) admits students of any race, color, national and ethnic origin to all the rights, privileges, programs and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, national and ethnic origin in administration of its educational policies, admissions policies, scholarship and loan programs, and athletic and other school-administered programs.

LYNDEN CHRISTIAN SCHOOLS

Published May 15, 2013

In the Matter of the Estate of:
JO ELLEN BARTON,
Deceased.

No. 13-4-00684-9
NOTICE TO CREDITORS
(RCW 11.40.030)

The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent that arose before the decedent’s death must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the Court. The claim must be presented within the later of: (a) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (b) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim will be forever barred, except as otherwise provided in RCW 11.40.020 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.

Date of First Publication:
May 15, 2013 WHATCOM COUNTY
May 16, 2013 SPOKANE COUNTY

Personal Representative:
JEFFERY C. BARTON
Attorney for Personal Representative: CAROL J. HUNTER
Address for Mailing or Service:
Eymann Allison Hunter Jones P.S.
2208 West Second Avenue
Spokane, WA 99201-5417
(509) 747-0101

Published May 15, 22 & 29 2013

Estate of
FREDERICK A. FUHRMEISTER JR.
Deceased

NO. 13 2 01146 4
NOTICE TO CREDITORS
(RCW 11.40.030 & .051)

The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3): or (2) four months after the date of first publication of the notice. If the claim is not presented with the time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of filing of notice to creditors:
May 3, 2013.
Date of first publication: May 15, 2013

MARIA FUHRMEISTER, PR
JAMES M. DORAN, WSBA #5104
3770 Canterbury Lane #133
Bellingham, WA 98225
360 220 4383
Attorney for Estate

Published May 15, 22 & 29, 2013

IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM

In the Matter of the Estate of:
George G. Coglianese,
Deceased.

No. 13-4-00684-9

The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.

Personal Representative:
Michelle R. Fremolaro
Date of Filing copy of Notice to Creditors: May 10, 2013
Date of First Publication: May 15, 2013
Address for Mailing or Service:    Starkenburg-Kroontje, P.S.
Attorney at Law
P.O. Box 231
313 4th Street
Lynden, WA 98264

Published May 15, 22 & 29, 2013